The Funding Solution That Real Estate Investors Have Been Looking For Fix & Flip and/or Buy & Hold Deals
We'll send you a free loan term sheet for your deal so you see EXACTLY what the costs and rates would be for your project. As a direct lender, we can fund deals with 100% financing that others can't.
- We have close to 100% approval rates if the following conditions are met:
- Enrolled in the Capital Ready Program so your documentation is properly prepared (requires submission of $2,500 refundable deposit but even that can be financed).
- A FICO of 575+ with no foreclosures (and bankruptcies must be 2 years post discharge, if applicable).
- The property ARV is supported by local comps.
You can do the rehab yourself or use a licensed contractor--your choice.
Fix & Flip Loans
- Fast closings: 2-3 weeks
- No upfront fees other than enrollment in the Capital Ready Program and submission of refundable deposit
- Available to first time flippers
- No income verification and we don't need tax returns
- No prepayment or exit fees
- 575 minimum FICO
- Interest only payments
- Borrow up to 100% of purchase and 100% of rehab
- Purchase price minimum of $64,000
- Condos, townhouses, single family, and 1-4 family houses qualify
30 Year Buy & Hold Loans
- Fast closings
- All property types: apartments, commercial, warehouse, and more
- No upfront fees other than enrollment in the Capital Ready Program and submission of refundable deposit
- No income verification and we don't need tax returns
- No prepayment penalties or exit fees
- 625 minimum FICO
- No seasoning
- $75,000 minimum value for SFR, $100,000 for duplex, and $150,000 for 3+ family